You Decide where you want to live , build, or develop at any budget. We Provide 30 years of knowledge and experience to get you home!
STK works with land owners to develop property. We help owners with the entire land development process inclusive of finance structuring. Project areas include the Baltimore Metro Area, Georgia, Florida and North Carolina. We also have specialized experience with rural development.
Purchasing a home can be a daunting but STK's Homebuyer Education is designed to navigate program participants seamlessly and it all begins with credit.
The FICO model takes a look at how you handle credit given to you and your score will go up or stay very high, or can go down and stay very low because of what counts in totaling your credit score.
According to MyFICO, a division of Fair Isaac, credit is determined when five areas of your financial behavior are analyzed: Look at what counts and how much it counts:
Payment History 35%
Amounts Owned 30%
Length of Credit History 15%
New Credit 10%
Types of Credit Used 10%
While you may not be ready to purchase a home today it is important to get educated on your credit today. Be mindful of your spending habits and inquire about our Homebuyer Education (HBE) Services. You could see improvement in your credit score in as little as three to six months.
Homes for Sale
Once you are ready to buy a home, STK has a home-buying program as well. Participants of the HBS program are not required to buy a home from STK, however we are available as an additional source for home purchasing.
STK aims to keep its housing stock affordable and will work to make the deals work.
Continue to visit our site to see what homes we have available.